New York Restaurant Insurance

Restaurant Insurance

Managing a restaurant is challenging enough - who wants to worry about having the right restaurant insurance? Hint - no one does.

With Crowley Insurance, you never have to worry about being properly protected, at the best possible cost.

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Need Restaurant Insurance or Food Truck Insurance In New York?

We've got you covered!

Owning a restaurant business is hard enough. Getting insurance for your restaurant shouldn't be. We might not be able to help run the day to day but we can make sure you are properly protected for the "what if"

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Restaurant Insurance: How much does it cost?

The cost of restaurant insurance will depend on a lot of factors. These include, what type of restaurant do you have? What t ype of insurance policy you are looking for and how your insurance policy calculates rates.

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Food Truck Insurance: What Insurance Do I need?

Food Trucks have become the hot wave hitting the streets (literally) over the past few years.

For all food truck owners to best protect themselves and their business they will need a few specific insurance policies.

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What is Liquor Liability Insurance?

Liquor liability insurance is going to help protect your business in the event somebody that you sell, serve, or distribute alcohol to causes some bodily injury or property damage.

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Below are answers to frequently asked questions (FAQs) about Restaurant Insurance in New York. If you have other questions you can contact us using the form on this page.

Have more questions? Reach out to the restaurant experts at Crowley Insurance Agency

General Liability Insurance

This coverage is going to protect you from a variety of potential claims. Some of these examples can be bodily injury, property damage, personal injury and other that can potentially come up if you are found negligent.

Workers Compensation Insurance

Workers Compensation in New York is required if you have employees. Workers Compensation is strictly designed to ensure payment by employers for some part of cost of injuries to an employee. Some examples of this can be things like:

  • Injury at Work
  • Disease caused by work environment

Loss of Income

Business Income or Loss of Income comes into play in the event you can't operate your business due to a claim. Your insurance policy will pay for loss of income during the time your claim is being handled and you are able to reopen as normal


Crime- Employee Theft

The would protect you in the event you have a claim due an employee stealing from you.

Liquor Liability

Liquor Liability Insurance, also known as dram shop insurance, is liability coverage for businesses that serve or sell alcoholic beverages. This type of business helps protect against claims of bodily injury or property damage that an intoxicated person causes after a company served them alcohol.

Business Property Coverage

From the building you own, the contents in your restaurant, or the food stored in the freezer it is important to make sure you carry enough property coverage to protect you in the event of a claim

Cyber Liability

Cyber Liability Insurance protects business from financial losses due to a cyber attack or other technology related risks. This will include costs for legal services, notification expenses, extortion payment, loss of income, fines, etc.

Bold coast

"Mike and the team at Crowley Insurance Agency are the best in the business! If you're not dealing with them, you should be!"


Bold Coast Lobster


"Great staff, always professional and kind. Very quick service when needed! A+ Insurance Group for all of your insurance needs!"

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Looking for Restaurant Insurance in New York?

We've got you covered!


While most insurance brokers are "generalist" agencies, we truly specialize in insuring restaurants, food trucks, and other food-industry operations.

Robust coverage from industry leading insurance companies

Quick turnaround time on quotes and changes

Insurance coverage that adapts to changes at your restaurant

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